Gaps in your auto insurance could cause problems in getting coverage in the future. Whether you forget to make a payment and your policy is canceled, or you decide to drive temporarily without insurance, you risk paying higher premiums for car insurance in the future. Your best bet is to avoid gaps in your auto coverage whenever possible. Here are a few ways to prevent gaps from occurring.

Establish Automatic Payment

If you’re paying on a monthly basis, it is possible to forget making a car insurance payment, especially if you are juggling quite a few end-of-the-month expenses. Setting up automatic car insurance payments to Chastain Agency Inc. in Gainesville, GA can eliminate this risk, so there are no gaps in your coverage.

Trim Rather than Cancel Coverage

It’s not uncommon for people to sell their vehicle with plans to buy a new one a few months down the line. Rather than cancel your insurance policy altogether, consider trimming it back. You pay bare minimum for coverage and can upgrade your policy with no hassles once you get your new car. Students can apply this same principle when studying abroad for a semester or military personnel when being deployed temporarily overseas. Trimming your policy eliminates gaps in your coverage without hurting your budget.

Put a New Policy in Place before Canceling Old One

If you plan to switch insurers or policies, you should make sure your new policy is in place before canceling your old one. Otherwise, you risk having a gap in your coverage. A gap of a few days may sound harmless enough but could be disastrous if you were to have an accident during that time.

To learn more about the benefits of continuous auto insurance coverage, talk to an agent from Chastain Agency Inc. in Gainesville, GA. We can get you covered whether you’re in the cabbage patch land of Cleveland, GA or near the big apple of Cornelia.