What Exactly Does Renters’ Insurance Cover?

Having a renters’ insurance policy can be confusing if you don’t know what it covers and what it doesn’t. Gainesville, GA residents can always turn to the agents of Chastain Agency Inc. if they have questions about their policy or need to have one reviewed. Each agent has the knowledge and experience that is needed to provide each client with professional, personalized service when it comes to their renters’ insurance or other types of policies.

Your Possessions

Renters’ insurance does cover all of your personal property that you have in your rental and on the property. This includes your furniture, bikes, any valuables, you may have and any decor. Your personal property includes any of the items that you brought with you when you moved in. Just like with a homeowners’ policy, it’s a good idea to have a video inventory of all your personal possessions that include serial and model numbers.

Your Liability

A renters’ insurance policy also covers any liability you may have to deal with if someone is bitten by one of your pets or is accidentally injured while inside your apartment or rental home. While it’s essential that you minimize your risk as much as possible by keeping tripping hazards to a minimum, accidents can and will happen on occasion. 

At Chastain Agency Inc., residents who live in or near Gainesville, GA can talk to an agent and learn all of the ins and outs of their renters’ insurance policy. Don’t wait to get the information you need! Visit the office or call an agent today and make sure you know exactly what your policy covers!