Gainesville, GA, is a great place to rent a home. There are many options to choose from, which means you can get a flat that meets your tastes. Chastain Agency Inc. has observed that a considerable number of renters do not have renters insurance.

Most of the renters indicate that homeowners insurance should be taking care of their rented properties. However, this is not the case. Homeowners’ plans only cover the exterior walls of the property and the compound. As such, you need a renters plan for the following reasons.

Protect Your Personal Properties

You cannot live with peace of mind knowing your personal properties are not covered. You need to do everything necessary to protect such properties against uncertainties. Renters’ insurance helps you to cover important assets like appliances, clothing, and furniture. 

Cover Possible Liabilities

As a renter, you can be held liable for injuries to visitors in your house. Any act of negligence can easily lead you into trouble. That is why you need to have renters’ insurance to cover such incidences. For example, a renters’ insurance can cater for the medical expenses and lost wages for persons injured in your house. 

Cater for Additional Living Expenses

Your house can quickly become uninhabitable at any given time. Structural damage may force you into a hotel for some days before getting the necessary repairs. Renters’ insurance companies always cover any additional living expenses as you live in restaurants. That is why you should consider having a renters plan to avoid incurring out-of-pocket expenses.

Looking for Renters Insurance?

As discussed above, getting renters insurance for your Gainesville, GA flat is critical. However, you need to get your insurance plan from a company with unmatched reputation; Chastain Agency Inc. Contact our experts today on additional details about renters’ insurance plan that fits into your needs.