4 Advantages of Georgia Auto Insurance

Having an auto insurance policy is undoubtedly one of the wisest decisions of a good and responsible driver. Yes, you may have years of experience, keep your car well maintained and obey traffic laws, but anything can happen. Think of a careless driver on the road or even a natural disaster. What would you do in such instances? 

Georgia requires you to carry a minimum level of insurance wherever you drive. However, many opt to purchase additional coverages for well-rounded protection. If you buy car auto insurance from Chastain Agency Inc. in Gainesville, GA, you will enjoy the following benefits.

Compliance with the law

Georgia requires that all drivers must have auto insurance coverage. The minimum coverage constitutes the maximum amount your insurance company will pay if you are at fault for an accident. You risk jail time, heft fines, and license suspension if you do not have at least the following:

  • Bodily injury coverage
  • Property damage liability
  • Uninsured and underinsured coverage (though may be rejected in writing)

Offers protection to yourself and others

Insurance is a safety net that pays for unforeseen expenses that may arise. An accident can happen that leaves you in need of medical care or unable to work anymore. PIP or MedPay coverage covers partial loss of income and medical expenses for you and your passengers. 

Offers customized coverage features

The worry of not having a policy that won’t cater to all your needs is a thing of the past. We can help customize your policy that suits your needs and that of your family. For example, if you need endorsement coverages like engine protect coverage and roadside assistance, it can be customized in your policy.

Offers peace of mind

Imagine driving, and a careless driver hits your car. Worse enough, assume they are uninsured or underinsured. In such instances, you could pay a fortune to repair. But with your insurance policy that covers such an event, you are safe. That’s what we call peace of mind.

Auto insurance in Gainesville, GA

The benefits of having auto insurance are limitless. That said, wait no longer to get coverage. Instead, contact Chastain Agency Inc. for an affordable quote.