Many families in Cornelia, Cleveland, and Gainesville, GA have home insurance to protect their families in the event of an unexpected accident. But what many families don’t realize is that simply having home insurance isn’t quite enough. In fact, even if all of the items in your home are insured, this doesn’t do much if you don’t have a home inventory.
What Is a Home Inventory?
A home inventory is your record of everything that you own that you would hope to be covered by your home insurance in the event of a covered accident. For example, your napkin holder and pencil cup may not need to be on the list, but you’ll definitely want to include large items like your appliances, furniture, and expensive and valuable jewelry and personal items.
How Do You Make a Home Inventory?
Making a home inventory is simple. First, you’ll want to make sure that your plan covers valuable and personal items. This is naturally important.
From there, you can either create a huge written or typed list of all the items you want to be covered, or create a list by room. Always put the value of things next to each item.
Another option is to take pictures of each room or create a video by walking through your house and video-recording everything you own with a camera. Always make sure to open closets and drawers as well. If you’re not sure of the prices of items, make sure to get your things appraised.
Protecting Your Family With Home Insurance
If you don’t yet have home insurance or are looking to change plans, contact Chastain Agency Inc. at your earliest convenience to learn about your options as a Gainesville, GA resident. Chastain Agency Inc. can help you and your family pick the home insurance plan that will best protect you in the event of an accident.
Accidents and unexpected events that cause damage to your home and property aren’t things that we like to think about, but it’s important for the well-being and financial safety of your family. Call us today, or stop into our nearest location to speak with an agent and find out more about our available plans.