The ABCs Of Georgia Auto Insurance: A Guide For Beginners

If you’re a first-time car buyer in Georgia, you may feel a little overwhelmed with auto insurance.

Don’t let shopping for and buying car insurance stress you out – Chastain Agency Inc. in Gainesville, GA can help!

We’ll walk you through the ABCs of Georgia auto insurance so you can make an informed decision about your coverage.

ABCs Of Georgia Auto Insurance

A – Auto Liability Coverage

This coverage protects you financially if you are at fault in an accident and hit another car or damage property.

In most cases, liability insurance does not cover the costs of repairs to your vehicle. You’ll need collision and comprehensive coverage for that. (more on that later).

All drivers in Georgia are required by law to have auto liability insurance.

B – Bodily Injury

There are two types of liability coverage: bodily injury and property damage.

Bodily injury coverage will help pay for medical expenses if you injure someone else in an accident.

Property damage coverage will help pay to repair or replace someone else’s property (like their car) if you’re at fault in an accident.

C – Comprehensive and Collision Coverage

Collision coverage will help pay to repair or replace your vehicle if it is damaged in an accident (regardless of who is at fault).

Comprehensive coverage will help pay for repairs or replacement if your vehicle is damaged by something other than a collision – think hail damage, theft, or vandalism.

So now that you know the different types of insurance available, how do you choose how much to buy?

Contact a licensed insurance agent at Chastain Agency Inc. in Gainesville, GA for a free quote!