You’re single and, at this stage of your life, you’re likely to be a renter. Renter’s insurance helps you protect your belongings against loss. Before you buy renter’s insurance, make sure you understand what’s covered and what isn’t in your policy. As an independent person, it’s time you get the coverage needed to repair or replace your belongings in the event of an emergency. Chastain Agency Inc. agents are here to help you protect your personal belongings in Gainesville, GA. In the meantime, here is some additional information to get you started.
What Else Does Renter’s Insurance Cover?
Renter’s insurance also protects you against liability. If you have a party and someone drives home drunk, you can be held responsible. A comprehensive insurance policy can protect you against this contingency. Renter’s insurance covers you in the case of theft, fire, and other incidents in your policy. Your landlord’s home insurance doesn’t cover your personal items in the case of damages. Let’s say there’s a fire in your building or home. If your clothes and furniture are damaged by smoke or water related to the fire, you won’t be covered under the building’s insurance policy. That’s why it’s important to get your own renter’s insurance policy.
What if You Have a Roommate?
If you share an apartment with roommates, renter’s insurance can be complicated. It’s designed to protect single individuals or families living together. Make sure you get your own policy for your personal possessions. If your situation changes and you move in with your significant other, ask them to get their own plan to make sure you’re both covered.
Contact your Chastain Agency Inc. representative today in Gainesville, GA to find out more about renter’s insurance and what yours should include. Make an appointment today for a free quote for renters insurance and your other policy needs.