405 Cornelia Plaza Dr
Cornelia, GA 30531
Phone: 706-395-2522Get Directions
235 Pearl Nix Pkwy Suite 8
Gainesville, GA 30501
Phone: 770-297-1166Get Directions
783 South Main Street Suite 10
Cleveland, GA 30528
Phone: 706-200-1130Get Directions
Running your own business in Georgia has a lot of risks including being responsible for damages and injuries that occur at your place of business, job sites, or while driving a company vehicle. If something goes wrong and you have to pay for damages from the businesse's funds, you could easily find yourself in trouble with high costs. Commercial insurance can be confusing but at Chastain Agency Inc. in Gainesville, GA we want you to be informed on what is available. Here is an overview of three types of insurance policies you should have:
The fact of the matter is that people can get hurt and property can get damaged during doing business. If someone gets hurt or property gets damaged because of something you or your employees are doing, you can and usually will be held responsible for the costs associated with the injuries or damage. A general liability policy for your business will typically cover the costs of the damages without you having to delve into company funds and assets to pay the bill.
Even under the most ardent of production processes, a product can still get developed and marketed that causes harm to a consumer. If your business produces products for a marketplace, you should carry a product liability insurance policy in case something goes wrong with that product, and people turn to you for compensation for those damages.
In Georgia, if your business uses vehicles to transport personnel, make deliveries to customers, or carry supplies to a work site, you are going to need a commercial auto insurance policy. The policy will protect your company's assets in case you or an employee causes an accident. You should have this type of policy if you operate a single vehicle or a fleet of vehicles.
Chastain Agency Inc. is a premier insurance agency in Gainesville, GA and can handle all of your commercial insurance needs. Give us a call, and we can make sure you have the right amount of coverage to protect your business in case something goes wrong.